Mailbag: Extra Cash, Early Retirement Health Insurance & Retirement Taxes

By |2026-03-17T12:37:15+00:00March 19th, 2026|Podcast|

This week on Strategic Planning, the team answers listener questions about smart financial decisions as retirement approaches. They discuss what to do with extra cash flow after paying off your mortgage, options for covering health insurance if you retire before Medicare eligibility, and how taxes work when withdrawing money from retirement accounts. Tune in for practical insights to help you think through these common retirement planning challenges.

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The Hidden Medicare Penalty You Might Be Paying

By |2025-09-04T15:00:06+00:00September 4th, 2025|Podcast|

Think Medicare is free once you hit 65? Not quite. If your income’s too high, there’s a hidden surcharge that can quietly shrink your Social Security check by thousands a year. It’s called IRMAA. And most people don’t see it coming. Let’s break down who’s impacted and how to avoid it.

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